We are Hawaii’s #1 VA Lender*, and our team has helped thousands of Veterans purchase their home using the VA Home Loan Benefit. We pride ourselves on our expertise in the VA Home Loan program, incredible work ethic, world-class customer service, and a passion to change the way Veterans are served in our country. We can’t wait to serve you!
ATTEND A FREE VA HOME LOAN SEMINAR
Educating Veterans. It’s What We Do.
At Aligned Mortgage Hawaii, we have educated over 150,000 Veterans on the VA Home Loan benefit through our live and virtual seminars and briefs on military bases taught by VA Loan Expert and prior service Marine, Tony Dias. Education is the key to successfully navigating the home loan process. Tony breaks it down so Veterans understand what they need to get started from getting a Certificate of Eligibility to dispelling the myths surrounding the loan process. Get a $675 coupon toward closing just for attending a seminar online!
Are You Eligible For The VA Home Loan?It doesn’t matter if you are 18 or 80! If you served your country, you may qualify for a VA Home Loan!
Should I Buy or Rent a Home?
If you are PCSing to Hawaii, this video will detail the benefits of buying a home in Hawaii and provides compelling information to help you understand how a 3 year PCS shouldn’t stop you from investing in real estate while you are here. Brought to you by Senior Loan Officer John Sego NMLS#1439557, Lt. Col. U.S. Army (ret).
NOT SURE IF YOU SHOULD BUY?
ATTEND A FREE VA HOME LOAN SEMINAR TO LEARN MORE!
Not a Veteran? Not a problem!
At Aligned Mortgage, our goal is to be Aligned with the Community, too! If you are not eligible for a VA Home Loan, we can assist you with many different loan options.
Submit your loan application today!
PreApproval Vs. PreQualification
Do You Know The Difference?
Most sellers will not take a PreQualification letter seriously because it is based on stated/verbal income and credit information.
Realtors and sellers are more likely to accept a PreApproval letter for the property because it is based on verified income, credit & other documentation.
Gives you a basic understanding of what you “might” qualify for, but should not be considered as the “green light” to start shopping.
Once you are PreApproved, your lender will provide you with a powerful PreApproval letter that will state a specific dollar amount for which you qualify. You can confidently start your home search and submit offers based on this letter knowing that you have a conditional approval of funding.
Can be done over the phone with no documentation and is worth no more than the paper it is written on.
PreApprovals are backed up with legitimate documentation and provides an exact snapshot of what kind of interest rate you will pay, as well as specifics on your fees and other related expenses. The letter says that you are APPROVED and creditworthy!
Are you ready to get started?
now let us serve you
Get pre-approved by one of our loan officers to see how much you can afford. Ready to become a homeowner? Contact us today!
*#1 VA LENDER as of January 1, 2019 – December 31, 2019. Results Provided by Corelogic. Licensed by the Department of Business Oversight Under the California Residential Mortgage Lender Act. A Division of American Pacific Mortgage Corporation NMLS# 1850.